We worked inside the insurance companies. Now we work only for you.

The insurance company has experts working against you. Now you’ve got one on your side.

A former adjuster now works your side of the claim — whether you’re a driver or a body shop.

🚗
I was in an accident
See what you’re owed — free, 2 minutes.
For drivers →
🔧
I run a body shop
Let Otto run the insurance side of every claim.
For shops →

Rather talk to a person? Call 213-215-4900 · Already have a claim?

A real result · appraisal clause · 2026

Their insurance offered $26,538 on a totaled Mach-E.

+$8,212
recovered — about a third more.
Settled at $34,750, through the appraisal clause.
See exactly how we did it→

How it works

1

Tell us what happened

A few plain questions — about two minutes. Driver or shop, no jargon.

2

We work the insurance side

We know their playbook — we used to write it — and we use it to get every dollar you’re owed.

3

You keep more

More money, far less fight. Flat fees — never a cut of your recovery.